Best CD Rates | Bank Of America Opt Up CD

The Bank of America opt up Cd or Certificate of Deposit gives a better option than your average CD. The interest rates of certificate of deposit increase because Bank Of America gives you that option. Keep in mind that this is a 30 month term CD and it must have a minimum from anywhere between $10,000 up to $500,000 to be opened.

The real bonus for you comes when you can change the rate if the market rate is better on a certificate of deposit. After the first 6 months you will be allowed to change it if you wish to what the current market is as far as percentage of a CD. This is great, because this will allow you to get one of the best CD rates out there at the time.

This Certificate of Deposit is a current plan that Bank Of America is offering, so you must check to make sure this is still available.